Storm damage doesn’t wait for a good month. If insurance isn’t covering the work — or you’re paying cash and would rather spread it out — you can check monthly payment options through Acorn Finance in about a minute, without affecting your credit score.
Acorn is an online marketplace that puts a 20+ national lenders in one place, so you can see what you actually qualify for instead of applying one lender at a time.
Financing is provided by third-party lenders through Acorn Finance, not by Kingpost Exteriors. All rates, terms, fees, and approval decisions are set by the lender you choose. Kingpost is not a lender and does not participate in the lending decision. Availability varies by state. See Acorn’s site for full disclosures.
You can check your rate any time — the link is right there and it costs you nothing. But most people are better off getting the inspection and the actual price first.
Most roofs we look at don’t end up needing work. And when they do, the number is often smaller than people expect, or the insurance claim covers most of it. Pre-qualifying for an amount before you know what the job costs is guessing. Get the free inspection, get a real figure, then decide whether financing makes sense for it.
These are interest-bearing loans. Some contractors advertise 0% promotional financing and quietly build the lender’s fee into your price. We don’t pay dealer fees on this program, which is exactly why your price isn’t padded to cover one.
Loans under $40,000 can carry a lender origination fee, typically 1–6%. That’s charged by the lender, not by us, and it will be disclosed to you before you accept anything.
Checking your rate is a soft pull with no credit impact. Formally applying with a lender is a hard pull that can affect your score. Know which one you’re doing.
If you pay the loan off early, you aren’t penalized for it. Loan amounts run from $1,000 to $100,000, with terms from 2 to 20 years depending on the lender and the amount.
Financing is mostly for cash-pay work — full replacements a homeowner is paying for directly. On an insurance-funded job, the claim generally covers the work and you’re responsible for your deductible.
We will not cover, discount, or rebate your deductible, and you should be wary of any contractor who offers to — it’s illegal in both Iowa and Nebraska, and it puts your claim at risk, not just theirs.
Text a photo of what you’re seeing, or just call. We’ll tell you what we find and what it costs — and if the roof is fine, we’ll say so.